Are you looking for cheap car insurance? If so, you should enter your ZIP code on the top of the page to start looking for cheap auto insurance quotes right now. The good news is that you may be able to add comprehensive coverage without making your car insurance quotes too expensive. Why would you add comprehensive coverage to your policy?
You Never Know When Something Out Of The Ordinary Will Happen
You can’t predict what nature will do to your car. If you have to leave your car outside at night, it is no guarantee that a tree won’t fall on it or that a snow plow won’t scrape it while clearing the streets. What would you do if a kid throws a baseball through your window on a warm summer night? If you have comprehensive coverage, the damage will be paid for by your insurance company.
How Much Does Comprehensive Coverage Cost?
Prices for comprehensive coverage will vary by provider. Therefore, you want to compare auto insurance rates online to see where your best deal is. However, you can expect to pay at least $200 a year for this type of coverage. This price may be offset by discounts and other deals that a particular insurance provider may be offering when you buy your policy.
Can I Add Comprehensive Coverage To An Existing Policy?
Yes, you can add comprehensive coverage to an existing policy. All you have to do is call your insurance provider or go online to their website and let them know that you would like to have this coverage added. Depending on the policy of your insurance provider, you should have this coverage added to your policy almost immediately.
Is It Worth It To Add Comprehensive Coverage?
The answer to that question depends on what you drive, what you can afford and how much you protection you want from your auto insurance policy. If you only want cheap car insurance, it may be better to stick with a policy that only includes liability protection. Those who are driving an older car may not make a claim for damage in the first place. In that case, you wouldn’t want to pay for something that you wouldn’t use.
Using a car insurance comparison site will help you find an affordable car insurance policy that will keep you protected at all times. In many cases, you will be able to find a cheap policy that offers some sort of comprehensive insurance policy. This will come in handy if you have to park your car on the street or you leave it parked in the driveway during a hail storm and you need some way to pay for the damage.